As MOAA's Program Director, Financial and Benefits Education/Counseling/Veteran Services, Capt. Paul Frost, USN (Ret), AFC®, develops and manages MOAA’s financial and benefits counseling, education, consumer advice, staff consultant, and training programs. He provides members personalized, comprehensive, timely, and appropriate details on military/veterans benefits, and he conducts off-site and online classes and presentations to educate audiences in financial/benefits topics such as legislative initiatives, investments, retirement planning, risk management, insurance, savings programs, credit issues, taxes, estate planning, consumer awareness, survivor issues, and military, veterans, and corporate benefit programs. He acts as the staff subject matter expert on financial and benefits matters to support MOAA’s legislative, marketing and member product/service efforts and provides financial and benefit content for MOAA’s print/electronic publications and multimedia channels.