The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually; starting the year you turn age 72. Use this calculator to help determine how you can stretch out your payments for as long as possible.

Note: This calculator does not include early 2022 updates to IRS life expectancy charts. This may impact your calculations slightly; MOAA is aware of this issue and is in the process of updating the calculator.