Low Interest Financing Savings Calculator

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Not only are your monthly payments lower, but your total interest payments can be significantly less. This calculator is designed to allow you to compare three different auto financing options. Use it to help find the best monthly payment and how much interest you could save.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

Financial Calculators from
Dinkytown.net

Financing at 0% could save you $4,263.69 in payments.

*indicates required.

Low interest financing inputs:

Balance to finance:*This entry is required.Enter an amount between $0.00 and $1,000,000.00

Down payment (cash+trade-in):*This entry is required.Enter an amount between $0.00 and $100,000.00

Residual (lease only):

Term in months:*This entry is required.Enter an amount between 12 and 120

Finance my purchase:

Finance my purchase

with a loan

with a lease

APR Option 1:*This entry is required.Enter an amount between 0% and 25%

APR Option 2:*This entry is required.Enter an amount between 0% and 25%

APR Option 3:*This entry is required.Enter an amount between 0% and 25%

Compare Your Loan Finance Options Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Compare Your Loan Finance Options

Definitions

Balance to finance

Total amount you wish to finance with a loan. This is the total balance after taking into account taxes or fees. This doesn't include your down payment or trade-in amounts. These amounts should be entered in the down payment field.

Interest rate (APR)

The Annual Percentage Rate charged for this loan or lease.

Down payment (cash+trade-in)

This is the total cash down payment for this purchase or lease. If you are applying a trade-in amount to your financing, include it here.

Term in months

The total number of months you wish to finance your automobile. The minimum term is 12 months, the maximum term is 120 months.

Residual percentage

For leases, this is remaining value of your vehicle after the lease term expires. The higher this amount, the lower your lease payment will be.

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