Col. Curtis Sheldon, USAF (Ret)

Col. Curtis Sheldon, USAF (Ret), is a certified financial planner, an enrolled agent, and president of C.L. Sheldon & Co. LLC.

Health Care

A Long-Term Care Insurance Primer

Long Term Care planning is one of the hardest things I discuss with clients. First of all, Long Term Care Insurance (LTCI) is expensive. Second, the risk seems far off. Third, you may never use LTCI, but if you need