Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This can include people suffering from a debilitating illness or chronic injury. The need for long term care can arise unexpectedly, often creating a large financial burden. Long term care insurance may help protect you against that risk.
Find out more about Federal Long Term Care and MOAA endorsed Long Term Care here.
For information about the MOAA-endorsed Individual Long Term Care Insurance Plan, visit www.moaainsurance.com and click on the link in the Long Term Care Availability box, or call (800) 698-7943 to speak to a licensed long term care consultant.
The Federal Long Term Care Insurance Plan (FLTCIP) is available to military members and civilian federal workers, still serving or retired, and their families. Compare this federally-sponsored (not subsidized) plan with MOAA's LTC Plan. Either may help defray the rising costs of long term care. The federal plan is offered by a consortium of Metropolitan Life and John Hancock Life Insurance Companies.
Purchasing long term care insurance may help prevent you and your family from facing an unexpected financial burden.
Are you having trouble understanding long term care terms? Our glossary can help!